google.com, pub-4807045201008872, DIRECT, f08c47fec0942fa0

Monday, December 23, 2013

WIN A $100 RESTAURANT.COM GIFT CARD (USA ONLY)


MERRY CHRISTMAS AND HAPPY NEW YEAR!

May the Christmas season
fill your home with joy
your heart with love
and your life with laughter.


 
ENTER TO WIN A $100 RESTAURANT. COM GIFT CARD
Compliments of Books R Us


a Rafflecopter giveaway


Google

THE 12 PEARLS OF CHRISTMAS- WRAPPING PAPER AND FANCY BOWS NOT REQUIRED BY JODI MURPHY

12pearlsofxmas

Welcome to the 12 Pearls of Christmas blog series!



Merry Christmas from Pearl Girls™! We hope you enjoy these Christmas “Pearls of Wisdom” from the authors who were so kind to donate their time and talents! If you miss a few posts, you’ll be able go back through and read them on this blog throughout the next few days.

 We’re giving away a pearl necklace in celebration of the holidays, as well as some items from the contributors! Enter now below! The winner will be announced on January 2, 2014, at the Pearl Girls blog.

If you are unfamiliar with Pearl Girls™, please visit www.pearlgirls.info and see what we’re all about. In short, we exist to support the work of charities that help women and children in the US and around the globe. Consider purchasing a copy of Mother of Pearl, Pearl Girls: Encountering Grit, Experiencing Grace, or one of the Pearl Girls products (all GREAT gifts!) to help support Pearl Girls.

***
Wrapping Paper and Fancy Bows Not Required by Jodi Murphy

For more than a decade I worked in the luxury design field, and every year around Christmas time there were holiday show houses and charity events where the designers would hold nothing back to create the most beautiful displays for the Christmas season—trees with baubles and sparkles, swags of fresh greenery festooned with handmade bows, every room dressed to the nines, dining and breakfast tables set for imaginary entertaining, and hundreds of perfectly wrapped packages that would make Santa’s elves go green with envy.

The sights, sounds and smells were magical! And though I enjoyed the "eye candy" and appreciated all of the creativity, I often left these events on a "sugar high" of the season’s pufferies and feeling disconnected to the spiritual significance of Christmas.

As we begin to count down the days toward December 25th, I will do my share of simplified decorating as a way to mark such an important day, and I will be celebrating Christ’s birth with a sense of gratitude and appreciation for the gifts God has given to me . . .

My Parents

I was blessed with parents who loved and respected me. I was always important, seen and heard. They gave me the confidence and strength to go out into the world because I knew they were standing right behind me in case I stumbled. They modeled generosity, loyalty and commitment.

My Sister

Tenacious, strong-willed, and determined balanced by a friendly, supportive, “I’m there for you” spirit—that’s my amazing younger sister. She’ll step out on the front line to stand up and defend you or throw on some work clothes and volunteer to help with whatever dirty work needs to be done. No questions asked . . . you need her, she’s there.

My Husband

My husband is so comfortable in his own skin. He doesn’t compare himself to others or secretly long for what they have. He doesn’t get embroiled in other’s gossip or petty arguments. His loving influence has made me happier and more at peace. Every day I wake up to the joyful realization that I am his friend, wife, and life partner.

My Son

My firstborn. My son with Aspergers Syndrome. Raising him is the most extraordinary journey. He has made me more accepting, patient, and understanding. He has helped me find my passion to support and advocate for him and those just like him. He doesn’t filter or concern himself with being anything but who he is. I admire his strength to put himself out into a world he doesn’t fully understand.

My Daughter

She was born with grace and an "old" soul. From a very young age, she had an understanding and compassion for others well beyond her years. And when she was excluded for not following the crowd, she never compromised her values in order to fit in. She personifies all that is good and right in our world.

So I’m taking a pause from the hustle and bustle of the designers’ holiday season. This Christmas, and every Christmas henceforth, you’ll find me singing praises of “Gloria!” to God for the walking, breathing beautiful gifts of my family.



12pearls-murphy
***
jodi_murphy-Headshot 1Jodi Murphy has been a freelance marketing specialist for the last 25+ years working for clients in a variety of industries, a journalist in the design/luxury lifestyle industry, and co-founder of Nesting Newbies, one of the first independent lifestyle digital magazines. But her most important role and her life’s passion is being a mom! She founded Geek Club Books to share her son’s life on the spectrum in a positive and entertaining way. Her focus is on building a community of spectrum and neurotypicals who are engaged with and inspired by the Geek Club Books’ message of self-acceptance—“I’m unique. I’m a geek.” Jodi writes original content on the blog, and, with the help of her talented kids and top-notch creative team, she produces audio stories, e-books, and interactive storybook APPs.
a Rafflecopter giveaway


Google

Sunday, December 22, 2013

THE 12 PEARLS OF CHRISTMAS- MY GIFT TO THE KING BY SHERYL GIESBRECHT

12pearlsofxmas


Welcome to the 12 Pearls of Christmas blog series!

Merry Christmas from Pearl Girls™! We hope you enjoy these Christmas “Pearls of Wisdom” from the authors who were so kind to donate their time and talents! If you miss a few posts, you’ll be able go back through and read them on this blog throughout the next few days.

We’re giving away a pearl necklace in celebration of the holidays, as well as some items from the contributors! Enter now below! The winner will be announced on January 2, 2014, at the Pearl Girls blog.

If you are unfamiliar with Pearl Girls™, please visit www.pearlgirls.info and see what we’re all about. In short, we exist to support the work of charities that help women and children in the US and around the globe. Consider purchasing a copy of Mother of Pearl, Pearl Girls: Encountering Grit, Experiencing Grace, or one of the Pearl Girls products (all GREAT gifts!) to help support Pearl Girls.


***
My Gift to the King by Sheryl Giesbrecht

It was a week before Christmas; a woman in the rush of her last-minute shopping bought a box of fifty identical greeting cards. Without bothering to read what the card said, she quickly signed and addressed all but one of them. A few days after they had been mailed she came across the one card that hadn’t been sent. She was horrified to read, “This card is just to say, a little gift is on the way!”

Gift-giving is just one of our many Christmas traditions. John 3:16 says, “For God so loved the world, that He gave His only son, Jesus, that whoever believes in Him should not perish but have eternal life.” Truly Jesus is the best gift we would ever want to receive.

One year a friend gave me a Christmas devotional book that turned my holiday traditions upside down. Anne Graham Lotz shared her custom of asking King Jesus what gift he would like for his birthday. God wants us to give freely out of our love for him as an act of worship. This process of intentionally and sacrificially giving a "love gift to my King" is something I have added to my personal Christmas traditions. I wonder, have you ever thought about giving Jesus a gift? Maybe this year you might ask Him what He would like you to give Him.

Each year, as the Christmas holidays approach, I ask the King what he would like for his birthday. I remember Anne Graham Lotz’s criteria: “Something I would not do except the King requested it. And it is something I could not do except the King enabled me,” (Christmas Memories by Terri Meeusen pg. 159).

One year the King began asking me for His gift in September when a local high school contacted me to develop a truant program. I didn’t feel qualified. Lotz’ words rang in my mind: “Something I would not do except the king requested it. And it is something I could not do except the king enabled me.” “God, not me," I argued. I remembered what God brought me out of; I was a rebellious and promiscuous teenager, chain-smoker, alcoholic, drug addict, and drug dealer who cut class all but five days my junior year of high school. At age seventeen, I went to work at a Christian camp and there I was shown the love of God through the experience of working transformed believers. I was shown God’s love could cover a multitude of sins. Now He asked me to share this same love with those who are looking for love in all the wrong places. I committed to doing the King’s bidding.

What gift will you give your King this year? Maybe God is asking you to serve in your child’s classroom at school or teach a Sunday school class. Or maybe God is calling you to prayer or to spend more time with Him? Maybe Your King is asking you to give Him control over a situation?

"Something I would not do except the King requested it. And it is something I could not do except the King enabled me." Ask the King for His gift suggestion. When He impresses on your heart the gift He desires, offer it to Him as your gift of thanks for His indescribable gift, His Son, Jesus.

“Thanks be to God for His indescribable gift.” (I Cor 9:15)




12pearls-giesbrecht
***
"Exchanging hurt for hope" is Sheryl Giesbrecht's focus. She loves to share how God rearranges loss, bitterness, and mistakes, and turns them into something remarkably beautiful. Learn more about Sheryl and her book, Get Back Up, at her website.
a Rafflecopter giveaway



Google

Friday, December 20, 2013

THE 12 DAYS OF CHRISTMAS- NEW BEGINNINGS BY SHARRON COSBY


12pearlsofxmas

Welcome to the 12 Pearls of Christmas blog series!



Merry Christmas from Pearl Girls™! We hope you enjoy these Christmas “Pearls of Wisdom” from the authors who were so kind to donate their time and talents! If you miss a few posts, you’ll be able go back through and read them on this blog throughout the next few days.

 We’re giving away a pearl necklace in celebration of the holidays, as well as some items from the contributors! Enter now below. The winner will be announced on January 2, 2014, at the Pearl Girls blog.

If you are unfamiliar with Pearl Girls™, please visit www.pearlgirls.info and see what we’re all about. In short, we exist to support the work of charities that help women and children in the US and around the globe. Consider purchasing a copy of Mother of Pearl, Pearl Girls: Encountering Grit, Experiencing Grace, or one of the Pearl Girls products (all GREAT gifts!) to help support Pearl Girls.


***
New Beginnings by Sharron Cosby


Christmas. The mere mention of the word sends thoughts and memories skittering like a box of spilled ornaments. Some roll toward sweet remembrances of times shared with family. Others bounce to the let’s-not-go-there corner of our minds.

I recall Christmas 2009. The one I wanted to cancel. My only son is an addict, and this was his worst year ever. I had convinced myself it would be his last, assuming he would be in prison or dead by the next Christmas. I told my daughters we would exchange gifts and have our usual holiday dinner, but no tree or decorations. I couldn’t dredge up the emotional energy to plaster contrived cheer around the house.

I’m usually the decorator, gift purchaser, food preparer, and mess cleaner-upper. Executing the necessary holiday tasks takes time and effort. Worrying about my son had left me drained of the required get-up-and-go. I couldn’t do it. Thank goodness for online shopping; at least there would be presents to hand out.

My pastor’s message four days before Christmas cut straight through my Scrooge-like attitude. His sermon points were: The holidays are too much trouble, count your blessings, and forgive someone.

Considering Christmas too much trouble reflects a selfish attitude, according to my pastor. What if Jesus had thought that way? My icy heart began to thaw.

The second point, count your blessings, stopped me dead in my tracks. Count blessings with a broken heart? I considered my husband’s love and my two daughters who have stood by their brother. I smiled as I pictured the faces of my four grandsons and the joy they brought our family. Yes, I had many blessings to number.

The third was the hardest: forgiveness. Forgive my son for the pain and suffering he had caused? “God, you can’t be serious,” I protested. “We’ve spent thousands of dollars on him, he’s broken our hearts, and he’s in worse shape than ever before.”

“Forgive him,” the Spirit whispered.
Tears slid down my face as I chose to forgive my son. No strings attached.

After church I headed home with a changed attitude. When my husband left for work, I retrieved the ornaments, dragged the Christmas tree from the garage, and set it up, my gift to the family. Decorating our tree with the children’s handmade ornaments is always a joint project, but that day I worked alone. I held the clothespin reindeers, popsicle stick picture frames, and monogramed angels and remembered the good times.

With tear-filled eyes, I watched as amazement etched the faces of my daughters when they came to our home Christmas morning and saw the decorated tree. “Mom! You put up the tree after all,” they said.

The biggest surprise of the day came when our daughter’s boyfriend knelt in front of her and asked, “Will you marry me?”

The discouragement of addiction was replaced with the joy of new beginnings, which is, after all, the message of the Christ Child.



12pearls-cosby
***


Sharron Cosby has been married to Dan for thirty-nine years, is Mom to three adult children and “Mimi” to five grandchildren. Her family was rocked by her son’s drug addiction for fifteen years until he laid it down on February 18, 2010. She uses her life experiences to offer hope and encouragement to families caught in the chaos of addiction. Sharron is available to speak to groups on addiction related topics. Sharron recently published her first book, Praying for Your Addicted Loved One: 90 in 90, a ninety day devotional for families in recovery or those wanting to be. Receive weekly encouragement at her blog, www.efamilyrecovery.com, and Twitter @sharroncosby or contact her at moc.liamg@ybsocnorrahs.

a Rafflecopter giveaway


Google

THE 12 PEARLS OF CHRISTMAS-LET EVERY HEART PREPARE HIM ROOM BY GINGER CIMINELLO

12pearlsofxmas

Welcome to the 12 Pearls of Christmas blog series!

 Merry Christmas from Pearl Girls™! We hope you enjoy these Christmas “Pearls of Wisdom” from the authors who were so kind to donate their time and talents! If you miss a few posts, you’ll be able go back through and read them on this blog throughout the next few days.

 We’re giving away a pearl necklace in celebration of the holidays, as well as some items from the contributors! Enter now below. The winner will be announced on January 2, 2014, at the Pearl Girls blog.

If you are unfamiliar with Pearl Girls™, please visit www.pearlgirls.info and see what we’re all about. In short, we exist to support the work of charities that help women and children in the US and around the globe. Consider purchasing a copy of Mother of Pearl, Pearl Girls: Encountering Grit, Experiencing Grace, or one of the Pearl Girls products (all GREAT gifts!) to help support Pearl Girls.


***
Let Every Heart Prepare Him Room by Ginger Ciminello


I have high expectations for the Christmas season. Sure the decorations, presents, and general merry-making contribute to those specific expectations, but that’s not what I’m alluding to. I have a huge fear that I will get to the candlelight service on December 24th and realize I haven’t prepared my heart for Emmanuel. While I shouldn’t allow fear to creep in, I do believe those worries are grounded in a pathetic track record.

I know my heart. No matter how much I say this season of Advent isn’t about parties and presents, I still seem to get swept away by things that don’t really matter. No part of me wants to live consumed by worry and anxiety. I don’t want to finish this season exhausted and dejected.

Last Christmas our church walked through the prophecy of the Messiah in Isaiah 9:6, exploring what it means for Jesus to be Wonderful Counselor, Mighty God, Everlasting Father, and the Prince of Peace.

“For to us a child is born, to us a son is given, and the government will be on his shoulders. 
And he will be called Wonderful Counselor, Mighty God, Everlasting Father, Prince of Peace.”

What I’ve come to realize is that this verse isn’t just a list of titles for me to memorize or print on an ornament. This verse contains truth about my Savior and God, truth that should radically shape my day-to-day life.

Either Jesus is more powerful than my worries, fears, and frustrations . . . or He isn’t. The way I live my day proves what I believe about His power.

I talked through this concept with my husband on our way to finish up some shopping. I was frustrated: frustrated that I spend time in the Word, read my Advent devotional, pray for friends, and still end up so completely frazzled year after year.

My husband was quick to remind me that God desires my heart more than anything else and that I can’t tackle each day with the hope of perfection, only the hope of dependence upon our loving Father.

I'm focusing on 1 Corinthians 13 this Advent, one word per day. Yesterday the focus was love is PATIENT. (How perfect for spending the afternoon at a crowded mall!) I was amazed at my response to the long lines and ordinary scenarios that would have ordinarily left me completely frustrated.

Living and believing in the Mighty God just by being patient sounds like a really small thing—but can I tell you that I made friends with the cashier at Bed, Bath & Beyond? (A cashier who ordinarily tests my patience.)

Today the word is KIND. I'm working in a coffee shop and am trying to remember to give smiles readily and open doors for others as I prepare my heart for the coming of the King.

"Lo this is our God; we have waited for him, so that he might save us. This is the Lord for whom we have waited; let us be glad and rejoice in his salvation." Isaiah 25:9

Following,
Ginger




12pearls-ginger
***
Ginger-CiminelloGinger Ciminello may sound like an Italian dessert, but she's actually a speaker, author and blogger from Phoenix, Arizona. She has spent the last decade encouraging young people to live up to their God-given potential and unique design. Her first book, Forget the Corsage, was just released. When she's not embarrassing herself by telling stories of her years in middle school, she can be found rollerblading, making grilled cheese, and hanging out with her daughter and husband. Learn more at gingerciminello.com.

a Rafflecopter giveaway





Google

Thursday, December 19, 2013

THE 12 PEARLS OF CHRISTMAS- PERFECTIONISM BY STEVEN ESTES (CONTEST)

12pearlsofxmas

Welcome to the 12 Pearls of Christmas blog series!


Merry Christmas from Pearl Girls™! We hope you enjoy these Christmas “Pearls of Wisdom” from the authors who were so kind to donate their time and talents! If you miss a few posts, you’ll be able go back through and read them on this blog throughout the next few days.

We’re giving away a pearl necklace in celebration of the holidays, as well as some items from the contributors! Enter now below. The winner will be announced on January 2, 2014, at the Pearl Girls blog.

If you are unfamiliar with Pearl Girls™, please visit www.pearlgirls.info and see what we’re all about. In short, we exist to support the work of charities that help women and children in the US and around the globe. Consider purchasing a copy of Mother of Pearl, Pearl Girls: Encountering Grit, Experiencing Grace, or one of the Pearl Girls products (all GREAT gifts!) to help support Pearl Girls.


***
Perfectionism by Steven Estes
 (Excerpt from A Better December***) 

When my wife was little, her family was Amish. Barn raisings, buggies, high-stepping horses, shoofly pies—the whole postcard. Later, they left that life and became mainstream farmers. The suspenders and bonnets were gone, but they remained hard-working, no-nonsense, sweep-the-porch folks. As good-natured a family as homemade jam and bread.


I grew up taking in the city. Mom and I would hop the streetcar into downtown Baltimore. Lights, crowds, noise, action—the busier, the better. Birthdays were a big thing, Christmas, bigger yet. Whoop it up. Break some eggs, make an omelet.

My wife and I met in college. I first saw Verna from across the cafeteria. Popular as a lemonade stand in summer. Prettier than an evening meadow blinking with fireflies. I was hooked. Proposed on the beach. We walked the aisle, started life together.

Verna kept everything worthwhile from her childhood and folded the rest into a drawer. Worked circles around any woman you’d know. Line dried the wash, taught the kids, pinched the pennies. Joined me in whatever hoopla I wanted, but—in her mother’s meat-and-potatoes tradition—NEVER got exotic in the kitchen . . .

. . . until one December.

Wishing to please—wanting some memories for the kids—she found a recipe book. Brimming with color photos. Promises of the perfect Christmas. The kind, no doubt, her husband recalled from urban days of yore.

Sugar plums in her head, practical impulses stuffed away in an apron pocket, she purchased the ingredients to yuletide bliss. A concoction to bless the family forever.

The evening has arrived. The fortunate are assembled about the table. There is to be a holiday surprise:

“Festive Yule Log.”

Candles aglow, faces upturned. The platter of glory is borne to the table. Mother seated. Nod given.

Trembling forks sink into the first sampling mouthful. Eyes closed for concentration. The pregnant pause. . . . A searching for words. The furtive glances. The first stifled chortle. Then,

Oh, the hooting and howling.

The slappings on the table.

The witticisms.

The criticisms.

Centered on the table, the Yule Log sulks—rolled in a fine gravel posing as crushed nuts. A taste akin to cream cheese blended with toothpaste—perhaps Crest, no, Colgate. As if sautéed in soy sauce, glued into shape by an application of Crisco. The look of a food item suspected of disease, held in quarantine at Customs.

Verna smiles weakly. Rises. Whisks the mistake into exile. All the while carols from the record player begin straying off-key . . . and Misters Currier & Ives are ushered to the backyard, blindfolded, and shot.

Solomon foresaw that many designs for Christmas Eve would go awry. Why else would he write:

“Do not boast about tomorrow,

for you do not know

what a day may bring forth”?

Proverbs 27:1

Or . . .

“You can make many plans,

but the Lord’s purpose

will prevail”?

Proverbs 19:21 NLT

God has bigger plans for you than the perfect dinner. That’s why he lets things go wrong. He’s saving your appetite for the perfect eternity. He notices you smitten with this short life,

feeling it slip through your fingers,

trying to shake a snow-globe Christmas

out of every December.

The true holiday magic is reserved for heaven. Every delight down here is a mere taste and teaser.

Knowing that, doesn’t it ease the pressure just a bit as you flip through recipes on the 24th—biting your lip . . . pondering a go at that Festive Yule Log?

(By the way, Verna recovered nicely.)

12pearls-estes
**This excerpt is reproduced from A Better December Copyright © 2013 by Steven Estes. Used by permission of New Growth Press and may not be downloaded, reproduced, and/or distributed without prior written permission of New Growth Press.
***


Steven Estes is a pastor who has known “better Decembers with my family than either Currier or Ives,” but also understands a gray Christmas. A Better December draws on Estes’ twenty-three years of counseling church members through the holiday season as well his other writings on the topic of human suffering. He teaches a preaching class at Westminster Theological Seminary (Philadelphia) where he completed his M.Div and Th.M. degrees. Estes is a conference speaker and on the board of the Christian Counseling & Educational Foundation (CCEF). Estes is the author of Called to Die (the story of slain missionary Chet Bitterman), and co- author (with friend Joni Eareckson Tada) of When God Weeps and A Step Further. He and his wife, Verna, have eight children. Learn more about Estes and his books at www.steveestes.net.

 a Rafflecopter giveaway




Google

Wednesday, December 18, 2013

THE 12 PEARLS OF CHRISTMAS- MY GIFT TO HIM BY CARA PUTMAN (CONTEST)

12pearlsofxmas

Welcome to the 12 Pearls of Christmas blog series!



Merry Christmas from Pearl Girls™! We hope you enjoy these Christmas “Pearls of Wisdom” from the authors who were so kind to donate their time and talents! If you miss a few posts, you’ll be able go back through and read them on this blog throughout the next few days.

 We’re giving away a pearl necklace in celebration of the holidays, as well as some items from the contributors! Enter now below. The winner will be announced on January 2, 2014, at the Pearl Girls blog.

If you are unfamiliar with Pearl Girls™, please visit www.pearlgirls.info and see what we’re all about. In short, we exist to support the work of charities that help women and children in the US and around the globe. Consider purchasing a copy of Mother of Pearl, Pearl Girls: Encountering Grit, Experiencing Grace, or one of the Pearl Girls products (all GREAT gifts!) to help support Pearl Girls.


***
My Gift to Him
by: Cara Putman
As Christmas nears, I’m staggering under a year that’s been too full. A fall that’s been too busy. A season of good, but overwhelming days.

Does anyone else feel the same?

There’s nothing bad—life is just full. Too full.

And I feel emptied. So empty.

It would be easy to enter this season with a sense of exhaustion, feeling like I just want to get through and on to January.

Instead, I want to offer my life again. May my gift be my life. My dreams. My talents. My all. May I be available to Him to transform from the inside out. I want my life to be lived for His glory.

Yet I fail. And on the days that I am most tired and overwhelmed I seem to fail more. It is then that I take comfort in the reality that He is the King born in a manager. A King who gave up heaven in order to save me. You. All of us. He has good plans for my life. Plans that exceed my wildest dreams. Plans fit for the daughter of the Most High.

He has plans like that for you, too. Plans that may be different from your plans, but plans that are wonderful and good.

So in this season of busyness, a season when it is easy to focus on things, duties, parties, family and friends, will you join me? I’m offering myself as a gift to Him. Will you?



12pearls-putman
***


Cara Putman is the award-winning author of sixteen novels. You can learn more about her and her books at www.caraputman.com. You can read the first chapters of all her books there including her new novel, Shadowed by Grace, which releases on January 1st just in time for Christmas gift cards. You can connect with Cara on: Facebook, Twitter, Pinterest, and Goodreads


a Rafflecopter giveaway





Google

Tuesday, December 17, 2013

TEENS AND THEIR PARENTS MONEY BY MARY JO RAPINI

Teens and Their Parents Money

by Mary Jo Rapini, MEd, LPC

'Tis the Holiday Season, the beginning of the New Year and a new beginning for some is right around the corner. Budget discussions in Congress, as well as in the common home, seems to be the topic most likely to stimulate some thought as people everywhere gather during this festive season and look forward to what financially might be ahead for them next year.

Although everyone is concerned with the national debt and their own finances, in a recent poll, teens reported feeling very optimistic about theirs. It appears the reason they are so happy-go-lucky about their finances is because they are expecting mom and dad to take care of them until they are twenty-seven years old. What a change this is compared to twenty years ago when most kids couldn't wait to leave home and get out from under mom and dad's watchful eye.
The president of Junior Achievement USA, in a recent statement, said that teens expect to live with their parents longer because many of them are unsure about their ability to budget or use credit cards. Interesting too was the finding that 33% of the teens surveyed in the Junior Achievement USA said they do not use a budget, and even worse, 42% of that group were not interested in learning to budget. Although the majority of the kids polled thought students were borrowing too much to pay for college, only 9% of them were currently saving for college. One third of them hadn't even talked to their parents about higher education.
Schools do not have time to teach kids about saving money, budgeting, or opening a savings account or any of the other issues related to finances. This has to come from parents because parents are still the number one influence on how their children save money, budget and pay for expenses. College costs and debt has reached an astronomically high number, and the average kids finish college now with at least a $20,000 debt. No age is too young to begin teaching your child the importance of money and saving. It all begins with a piggy bank, and expands with savings accounts, bonds and other types of investments.
Below are some suggestions of ways to help your child understand the value of a dollar, so they will be more realistic about their future and their money instead of depending on yours.
  1. Begin when they are a baby. Saving money for college or higher education should begin with the first day of your child's life.
  2. Kids learn best when chores are rewarded with money, and teaching them that some of that money should go into savings. Parents who talk to their kids about saving some money raise kids who automatically have money saved.
  3. No chores, no allowance. An allowance is sort of like paying someone for vacation or existing. Who does that in the real world? Why would you teach your child that lesson?
  4. Set an example: You cannot have everything you want. Explain to your child that you have to earn enough to buy things you want.
  5. Many parents parent with guilt instead of discipline when teaching their children about money. If you give your child what they want, you are telling them that you don't think they can earn it. Confidence is built when we work toward a goal or desire and our hard work pays off.
  6. Teach your children to price shop and also look for bargains. This can be taught by clipping coupons and checking prices from one store to another. It also helps your child re-evaluate how much they want something. Sometimes this alone will deter them from spending money on a frill they didn't really want or need.
College debt is a huge problem in our country. Kids take out huge loans yet are never really prepared for what to expect in regards to their financial debt after college. Living within your means and teaching your children to do the same is part of parenting.

Lessons taught young correlate highly with adults who understand the importance of saving and budgeting. Your kids don't need the "stuff" money can buy half as much as they need the time you give teaching them about how long it takes to save for that "stuff."
Mary Jo Rapini, MEd, LPC, is a licensed psychotherapist and co-author with Janine J. Sherman, of Start Talking: A Girl's Guide for You and Your Mom About Health, Sex or Whatever. Read more about the book at www.StartTalkingBook.com and more about Rapini at www.maryjorapini.com.




Google

THE 12 PEARLS OF CHRISTMAS- THE NATIVITY BY LYNN AUSTIN (CONTEST)

12pearlsofxmas

Welcome to the 12 Pearls of Christmas blog series!

Merry Christmas from Pearl Girls™! We hope you enjoy these Christmas “Pearls of Wisdom” from the authors who were so kind to donate their time and talents! If you miss a few posts, you’ll be able go back through and read them on this blog throughout the next few days.

 We’re giving away a pearl necklace in celebration of the holidays, as well as some items from the contributors! Enter now below. The winner will be announced on January 2, 2014, at the Pearl Girls blog.

If you are unfamiliar with Pearl Girls™, please visit www.pearlgirls.info and see what we’re all about. In short, we exist to support the work of charities that help women and children in the US and around the globe. Consider purchasing a copy of Mother of Pearl, Pearl Girls: Encountering Grit, Experiencing Grace, or one of the Pearl Girls products (all GREAT gifts!) to help support Pearl Girls.


***

The Nativity
by Lynn Austin

The first time I visited Bethlehem more than twenty-five years ago, I expected to feel a sense of the beauty and simplicity of the much-loved Christmas story: a crude stable, the holy family, shepherds, wise men, and the Son of God in the manger. I was sadly disappointed. The traditional site of Jesus’ birth in Bethlehem is inside the Church of the Nativity—a truly ancient church built in 565 AD. It has survived enemy invasions, the Crusaders, restorations, renovations, a fire, and an earthquake, but it looks like . . . well, a church. A beautifully decorated and ornamented church, with all the sacred clutter that has accumulated throughout the centuries, but it bore no resemblance to my image of what Jesus’ birthplace was like.

But wait—the real site was down a set of stairs and inside a natural cave that has been venerated as the place of His birth since 160 AD. But even this simple cave was so gilded and bedecked with artwork and tapestries and lamps and incense burners that I still couldn’t get a sense of what it might have looked like on that first holy night. In the center of the floor was a silver-encrusted star with a hole in the middle. By putting my hand inside, I could touch the place where Jesus was born more than 2,000 years ago. I tried it, butI left Bethlehem feeling empty, unable to make the sacred connection I had so longed for.

And isn’t that how so many of our Christmases end up feeling? In spite of all the tinsel and glitter and sparkle, all the money we spend and the stress we endure as we try to create the perfect Hallmark Christmas, we’re often left with the same let-down feeling I had inside that church in Bethlehem. We’ve lost the simple beauty of the story, that precious connection with God that is the true miracle of Bethlehem.

The year after visiting Bethlehem, I began looking for ways to recapture the simplicity of Christ’s incarnation. Santa Claus has never been invited to our family Christmases, and we’ve always celebrated it as Jesus’ birthday, exchanging presents because God gave us the gift of His Son. But year after year, the clutter and glitz had draped themselves over our celebrations, just like the religious trappings that have collected inside the Church of the Nativity over the centuries. That year, I purchased a nice but inexpensive manger set. I wanted something that wasn’t a toy but that my children could handle and touch. We placed it at their level and at the center of our holiday and began the simple tradition of gathering together as a family to fill the empty stable while my husband read the story from the Bible. Our children divided all the people and sheep and camels among themselves, and when we got to their part in the Bible story, they added their figures to the stable.

This simple tradition has become so beloved by all of us that we still do it the same way every year, even though our children are now adults. Our two married children couldn’t wait to share the tradition with their spouses, generously dividing their sheep and wise men among the newest members of our family. One year, our daughter was living overseas and couldn’t make it home for the holiday, but we still held our family tradition while she participated via Skype and a web camera.

And it’s always in those moments, with the simple stable and inexpensive plaster figures and my precious loved ones gathered around me, that I feel the holy wonder of Christmas once again—Emmanuel, God with us!

12pearls-austin
***
Bestselling author Lynn Austin has sold more than one million copies of her books worldwide. Her latest novel, Return To Me, is the first book in her new series.  She is an eight-time Christy Award winner for her historical novels, as well as a popular speaker at retreats and conventions. Lynn and her husband have raised three children and live near Chicago. Visit Lynn at her website.
a Rafflecopter giveaway


Google

Monday, December 16, 2013

THE 12 PEARLS OF CHRISTMAS- THE MAGIC OF A CHRISTMAS MOMENT BY S.E LADD (CONTEST)

12pearlsofxmas


Welcome to the 12 Pearls of Christmas blog series!


Merry Christmas from Pearl Girls™! We hope you enjoy these Christmas “Pearls of Wisdom” from the authors who were so kind to donate their time and talents! If you miss a few posts, you’ll be able go back through and read them on this blog throughout the next few days.

 We’re giving away a pearl necklace in celebration of the holidays, as well as some items from the contributors! Enter now below. The winner will be announced on January 2, 2014, at the Pearl Girls blog.

If you are unfamiliar with Pearl Girls™, please visit www.pearlgirls.info and see what we’re all about. In short, we exist to support the work of charities that help women and children in the US and around the globe. Consider purchasing a copy of Mother of Pearl, Pearl Girls: Encountering Grit, Experiencing Grace, or one of the Pearl Girls products (all GREAT gifts!) to help support Pearl Girls.


***

The Magic of a Christmas Moment
by: Sarah E. Ladd

Ah, it’s Christmas! Just the mention of the word makes me think of twinkling trees, steaming wassail, glistening snowflakes, and happy childhood memories.

One Christmas Eve, when my sister and I were quite small, my parents were trying to get us to go to sleep. Of course, we were far too excited to think about sleep! We double checked our stockings and strained our ears to see if we could hear reindeer hooves prancing on the roof. I can still remember my mom saying, “Santa can’t come until you are asleep!”

And then—it happened!

We looked out of our kitchen window, and what should we see? Through our neighbor’s window, we saw HIM . . . Santa Claus . . . doing the dishes! Santa was only one house away! My sister and I could not believe our eyes. Within a flash, we were in our beds, blankets pulled up to our chins, eyes pressed tight in hopes we would fall asleep so Santa could stop by our house!

Of course, it took several years for us to realize that “Santa” was our neighbor hosting a Christmas party, but even after all these years I can still remember the excited thrill of that moment. Even to this day the memory brings a smile to my face, and every Christmas, someone always says, “Hey, remember the year we saw Santa doing dishes?”

As Christmas approaches, it is easy to get caught up on the busyness of the season. Shopping, cooking, traveling—it can be a hectic time of year, with crazy schedules and hurried timelines. But in the bustle of the season, do not forget to keep your eyes open for the magic in the simplest moments, especially if you have young children or grandchildren. Those special memories are gifts that last a lifetime, and just like that Christmas many years ago, it would have been very easy not to take a moment to look out the window. Keep your heart and your eyes open . . . you never know what magic you will find in Christmas moments.



12pearls-ladd
***


Sarah E. Ladd has more than ten years of marketing experience. She is a graduate of Ball State University and holds degrees in public relations and marketing. The Heiress of Winterwood was the recipient of the 2011 Genesis Award for historical romance. Her second novel, The Headmistress of Rosemere, releases December 2013. Sarah lives in Indiana with her amazing husband, sweet daughter, and spunky Golden Retriever. Learn more at her website or follow her on Facebook. Also, be sure to stop by for your chance to win 8 Christian Fiction novels by some of your favorite authors! Follow this link to enter the Christian Fiction Christmas Giveaway.

a Rafflecopter giveaway




Google

Sunday, December 15, 2013

REVIEW OF IN MINT CONDITION 2013. EDITED BY SHANNON JOHN



“In Mint Condition”
     It is a phrase that has become very familiar to collectors. Whether you are a collector of fine books, antique watches, baseball cards, or comic books, you are always looking for your treasures in mint condition. To be in mint condition, that special something must be of the highest quality. The best of the best.

     Taking that idea and running with it, Ambannon Books has collected the very best in brand new, never-before-seen short stories, creative nonfiction, poems, and artwork. T
he book is an amazing anthology spanning all genres and themes. The sixteen short stories and poems were written exclusively by members of the largest Stephen King fan site on the internet, TheDarkTower.org, but please let it be known that the Stephen King connection stops there. This is not fan fiction, or a tribute to his work. Each entry in the anthology will include its own specific artwork, as my staff and I have sought out the best and most talented artists currently working in the business.

 Join us on a journey through sixteen stories and poems of unspeakable horrors, inspirational bravery, alternate realities, and the dark side of things that seem so familiar, yet are simply waiting to consume you.

Purchase Book

My Thoughts:

When I received the book, I was intrigued by the cover as well as all of the artwork included. The book includes a collection of poems, short stories and nonfiction from talented authors that I really enjoyed. All of the material in the book was well written, fascinating, and included material that was horrifying, as well as inspirational. My favorite was "The Receptionist" by Bob Ireland because it was so creepy,and the ending was unexpected. So if you like short stories and poems this is the book for you. But I have to warn you that one of the stories included some profanity and the storyline was extremely dark and evil.



Disclaimer: I was given a free copy of the book for my honest review and I was not compensated for my review.


Google

THE 12 PEARLS OF CHRISTMAS- CHRISTMAS MUSINGS BY ANITA HIGMAN (CONTEST)

12pearlsofxmas
Welcome to the 12 Pearls of Christmas blog series!

Merry Christmas from Pearl Girls™! We hope you enjoy these Christmas “Pearls of Wisdom” from the authors who were so kind to donate their time and talents! If you miss a few posts, you’ll be able go back through and read them on this blog throughout the next few days.

 We’re giving away a pearl necklace in celebration of the holidays, as well as some items from the contributors! Enter now below. The winner will be announced on January 2, 2014, at the Pearl Girls blog.



If you are unfamiliar with Pearl Girls™, please visit www.pearlgirls.info and see what we’re all about. In short, we exist to support the work of charities that help women and children in the US and around the globe. Consider purchasing a copy of Mother of Pearl, Pearl Girls: Encountering Grit, Experiencing Grace, or one of the Pearl Girls products (all GREAT gifts!) to help support Pearl Girls.


***

Christmas Musings
by: Anita Higman

I feel great joy in preparing my home for the holiday season. I love to drape boughs of greenery along the staircase, swirl spices into a pot of apple cider that’s simmering on the stove, make crafty floral arrangements, and sing along with all my favorite carols. Then when friends and family come over for brunches and dinners, I put out my finest decoration, my best china, and my sincerest smile. I go all out. These are my guests, and I want the event to be welcoming, satisfying, and festive. I want them to feel like royalty.

When Christ arrived in Bethlehem, I wish He could have had a more splendid welcoming, a more regal place to sleep than a wooden trough where animals were fed. Even though His birth was without majestic lodgings or kingly adornments, I’m so glad He overlooked our foolish blunders, our lack of hospitality, and chose to live amongst us anyway. Jesus certainly could have chosen a different route and easier way to offer redemption.

But He didn’t.
Jesus came in one of the humblest possibly ways. He had a divine approach that left humans surprised and puzzled. And it turned into a road of pain beyond anything we can imagine. When it comes to God’s extravagant sacrifice and love that Christmas represents, He deserves a standing ovation. After all, Christmas holds the true secrets we’ve all been searching for: meaning to our lives on earth, victory over death, and life eternal.Christmas gives us a reason to work, to laugh, to dream, to love. Christmas is a holiday of the heart and earth’s finest celebration.

12pearls-higman
***

Best-selling and award-winning author, Anita Higman, has over thirty books published (several coauthored) for adults and children. Her latest release, Marriage in Middlebury, is a tale of love, hope, and forgiveness. Anita's been a Barnes & Noble “Author of the Month” for Houston and has a BA degree, combining speech communication, psychology, and art. Anita loves good movies, exotic teas, and brunch with her friends. Visit Anita at her website.
a Rafflecopter giveaway




Google

Saturday, December 14, 2013

THE 12 PEARLS OF CHRISTMAS- A HIBISCUS BY MARGARET MCSWEENEY (CONTEST)


12pearlsofxmas
Welcome to the 12 Pearls of Christmas blog series!
Merry Christmas from Pearl Girls™! We hope you enjoy these Christmas “Pearls of Wisdom” from the authors who were so kind to donate their time and talents! If you miss a few posts, you’ll be able go back through and read them on this blog throughout the next few days.

 We’re giving away a pearl necklace in celebration of the holidays, as well as some items from the contributors! Enter now below. The winner will be announced on January 2, 2014, at the Pearl Girls blog.

If you are unfamiliar with Pearl Girls™, please visit www.pearlgirls.info and see what we’re all about. In short, we exist to support the work of charities that help women and children in the US and around the globe. Consider purchasing a copy of Mother of Pearl, Pearl Girls: Encountering Grit, Experiencing Grace, or one of the Pearl Girls products (all GREAT gifts!) to help support Pearl Girls.

***

A Hibiscus "Hug from Heaven"
by: Margaret McSweeney

photo-12The flurry of festivities during Thanksgiving weekend came to an abrupt halt as I began the first week of December 2013 with an empty nest. My husband was back at work. My daughters were back at college. And my brother, Claude, and niece, Mary, were back in Alabama and Tennessee.

Bare branches accentuated the overcast gloom in the Chicago suburbs on what marked the third anniversary of my brother Randy’s passing. Randy had been feeding a stray cat on his deck when the fatal heart attack struck.

Walking downstairs, I whispered a prayer. “Lord, I am feeling really sad right now. Please help me experience your joy.” As I walked into the family room, my heart smiled. The pruned hibiscus plant balanced a solitary flower that had blossomed overnight! This was truly a hibiscus “hug from heaven.”

In her book "When Grief Is Your Constant Companion" my late mother shared her poignant poem about a hibiscus plant. She wrote this following poem several years after losing my dad to a sudden heart attack while he was in Paris on a business trip.

TEARDROPS: EVERLASTING JOY

By Carolyn Rhea

My love, how can it be

That I no longer think of you

Almost every waking moment

And grieve for your loving presence?



There are small spaces of time

When my life is so absorbed in present living

That you are not in my thoughts at all.

How unthinkable!

How sad that I should forget you even for an hour!



But I have not forgotten you, my dear.

You are forever a part of me.

You helped God shape my life

Into my present self.

I carry your love in my heart.

I miss you so very much and always will.



But now I’m caught up in trying to reconstruct

With God’s guidance

A meaningful life for myself.

One in which I can help,

Serve, share, love, grow.



I remember the hibiscus plant

We bought at the annual show.

It was called Teardrops,

For several perfectly-shaped white teardrops

Spattered the broad expanse

Of its gorgeous pink blooms.

How we loved it!



Then later, after it had grown much taller,

We saw a different kind of bloom:

Multitudes of small, sturdy, happy pink blossoms

Swaying merrily in the Florida breeze!

Teardrops had been grafted onto a stronger plant!



We named it Everlasting Joy.



Teardrops still bloomed at the lower level,

But as the plant grew ever upward and outward,

Everlasting Joy bloomed in profusion!



Lord Jesus, when teardrops fall,

Help me remember that through faith

I have been grafted in You –

You, the vine;

I, a branch –

Eternally secure in God’s love through Thee!

Blessed with Thy fullness of joy on earth

And the promise of everlasting joy in heaven!



Thank you, dear Father for sharing your everlasting joy with me today in my solitude. We are not alone in our grief. You are with us.

“Ye shall be sorrowful, but your sorrow shall be turned into joy.” John 16:20


12pearls-mcsweeney
***
Margaret McSweeney is well-published author (A Mother’s Heart Knows, Go Back and Be Happy, Pearl Girls, Mother of Pearl, Aftermath), host of Kitchen Chat, and the founder of Pearl Girls™. Through Pearl Girls™, Margaret collaborates with other writers on projects to help fund a safe house for WINGS, an organization that helps women and their children who are victims of domestic violence, and to build wells for schoolchildren in Uganda through Hands of Hope. For the past twelve years she has served on the board of directors and leadership advisory board for WINGS. Margaret lives with her husband and 2 daughters in the Chicago suburbs. Learn more at Margaret's website.


a Rafflecopter giveaway





Google

Tuesday, December 3, 2013

REVIEW OF VIVA LABS ORGANIC EXTRA VIRGIN COCONUT OIL


I have heard so much about the benefits of coconut oil but I never had the chance to try it. thanks to Viva Labs I had the opportunity to try the oil.

About the Product:


Viva Labs #1 Organic Extra Virgin Coconut Oil
(From Amazon)
USDA certified organic, non-GMO, non-hexane and free of bleach or deodorizers, our coconut oil is the pure choice to suit your natural lifestyle. Can be used as a dietary supplement, for cooking, baking and as part of your natural beauty routine.

My Thoughts:

When I opened the product, I could smell the coconuts and I imagined myself on a tropical island drinking a pina colada. The product was thick and hard but when I placed it on my skin it melted rather quickly. The smell was a bit overwhelming but it faded quickly. It takes a while for the product to be absorbed into the skin so it was a bit greasy. I have rosacea and many products can cause my face to become irritated  but the coconut oil did not cause my rosacea to get worse. I liked the taste but I did not get the opportunity to cook with it. Overall I was impressed with the product and I will continue to use it.




Disclaimer: I was given free jar of the product for my honest review and I was not compensated for my review.

Google

Sunday, December 1, 2013

REVIEW OF HOW TO TIME TRAVEL BY LOUIS A. DEL MONTE


I want to welcome Louis A. Del Monte to Books R Us. Louis is the author of  How to Time Travel: Explore the Science, Paradoxes, and Evidence. Thanks for stopping by.


About the Book:

How to Time Travel explores time travel science, paradoxes and evidence to answer an age-old question: Is it truly possible to secure passage to a time fixed in the past or future? According to physicist Louis A. Del Monte, there is ample evidence that time travel has already occurred, as well as an arsenal of scientific data to back up this bold assertion. Now, he reveals his own theoretical research in support of this claim in a thought-provoking, mind-bending new work, How to Time Travel.

How to Time Travel provides insight into this perennially popular topic, covering the science of time travel, proposed time machines, time travel paradoxes, and time travel evidence. Organized into three major sections, the book demystifies the main tenets of this complex subject, including: Time Travel Evidence, The Science of Time Traveling, and Building a Time Machine. From explaining how Einstein's theories of relativity underpin time travel to detailing proposed methods of time travel, this comprehensive book will ensure that you never look at time in quite the same way again. 

The book also includes several new contributions to the field, including the Existence Equation Conjecture, the Grandchild Paradox, the Preserve the World Line Rule, and the Time Uncertainty Interval. A fascinating and radical foray into popular science, How to Time Travel will enthrall anyone who has a consuming interest in the subject or is newly compelled to mine the universe's most confounding mysteries.
 About the Author:

Louis A. Del Monte is an author, award-winning physicist, featured speaker and the chief executive officer of Del Monte and Associates, Inc. For over thirty years, he was a leader in the development of microelectronics for IBM and Honeywell. Subsequent to those positions, he formed his high-tech e-marketing agency and authored Unraveling the Universe's Mysteries (2012) and How to Time Travel (2013). He has also developed several patents fundamental to the fabrication of integrated circuits.

Del Monte is the recipient of the H. W. Sweatt Award for scientific/engineering achievement and the Lund Award for human resource management excellence. He has a bachelor of science degree in physics and chemistry from Saint Peter's University and a master of science degree in physics from Fordham University.

Connect with the Author:

http://www.louisdelmonte.com/
Facebook
Twitter

My thoughts:

I have always been fascinated with time travel and if it was ever possible. The book was well researched, informative and  was written for the average person. The book included theories from famous physicist that include Albert Einstein, Stephen Hawking and many other remarkable people fascinated with the concept of time travel. I would love to travel through time but it will not happen in my lifetime because we do not have the technology to master the art of time travel. Maybe in the future that may be possible.The science surrounding time travel is very complex and the author included a glossary to explain the terms used in the book. Overall this is a fantastic book that kept me interested and engaged.





Disclaimer:

I was given a free copy of the book for my honest review and I was not compensated for my review.

Google

Wednesday, November 27, 2013

GUEST POST - GIRLS,SUCCESS DOES NOT DEPEND ON TWERKING BY M. J. RAPINI

Girls, Success Does not Depend
Upon Twerking

by Mary Jo Rapini, MEd, LPC

Miley Cyrus had us all talking after the MTV-VMA Awards, but the talk wasn't positive. A woman who had grown up influencing girls with Hannah Montana and Disney doesn't naturally choose twerking unless she has run out of artistic options or is rebelling against the crowd that helped make her a childhood legend. I am over the story of Miley, but unfortunately moms, girls and young women are not. Young people feel as though Miley was like them, and if Miley is desperate for fame, what will they resort to? Things such as selfies in inappropriate places, body parts texted to boyfriends, and other risky behavior further damages young women's self-esteem, self-respect, and body image.

We talk frequently about the bad things happening to women and young girls, but focusing on the things that set successful women apart from those sinking into desperation should be studied as well. In fact, there are so many qualities that successful women exhibit in that sets them apart, I decided to remind parents and girls once again. If you can adapt these qualities and practice them each day, you will have the confidence to handle the success you earn. The key to being a successful woman is not dependent on your looks or your body, but rather how you feel about yourself, and strong beliefs in your abilities.
Here are a few general suggestions
  1. Find a few things you are interested in and explore them.
  2. Be willing to take risks, but prepare for possible consequences.
  3. Take good care of your body with exercise and diet. Girls and women who are successful take time to schedule their own self care.
  4. Educate yourself and have a career goal and dream.
  5. Women and girls who succeed have parents who are on their team of success.
  6. Befriend women of all ages, careers and ethnicities.
  7. Choose wisely before you begin dating someone.
  8. Get a job, if not a paid one, then volunteer for an organization you are passionate about.
  9. Try to shadow someone in a career of interest. This will help you explore dimensions of the career you may not have thought about.
  10. Focus on what you want, instead of how you look compared to your friends. Your looks (although they seem important now) aren't as important to your ultimate happiness and success as is your drive to be successful.
Telling your daughters what not to do will not be as helpful as suggesting things they can do. Embracing these suggestions, and practicing them with your child, will put you in a position to be their number one mentor and on their team for success. Girls have to believe in themselves, and that is a lot easier to do when their parents believe in them too.
Mary Jo Rapini, MEd, LPC, is a licensed psychotherapist and co-author with Janine J. Sherman, of Start Talking: A Girl's Guide for You and Your Mom About Health, Sex or Whatever. Read more about the book at www.StartTalkingBook.com and more about Rapini at www.maryjorapini.com.



Google